A pre-authorization of $1,500.00 is required prior to check-in to cover any loss or damage that is sustained during the stay on the property. Since the kayaks and paddle boards can not be covered by the all-risks policy, their loss or damage will be covered by this deposit and will be charged at the time of the incident. Also, since our liability insurance does not cover any injury or incidents at sea, a separate waiver needs to be signed prior to the use of the equipment which also includes the snorkeling gear. Any breakage or damage to the furnishings in the house or on the property will be charged accordingly. If there is no loss or damage, then the charge will not appear on the credit card. This practice is similar to what car rental companies do to protect against uninsured losses.